Just Listed - Stone Ridge NY Home For Sale On 4+ Acres With Beautiful Mountain Views

Just a few minutes from the center of Stone Ridge, but privately situated at the end of a long paved driveway on 4+ acres, you will find this custom-built, cedar-sided ranch. Take in the mountain views and landscaped front yard with flowering trees while relaxing on the open front porch. As you step inside the living/great room you will be impressed by the massive bluestone fireplace, vaulted ceiling, newly-refinished, random-width birch and maple floors and freshly painted interior. The relaxed flow of this home makes for easy living or entertaining with the large dining room opening to the back deck. A quiet master suite is separated from the family room and…

Saugerties NY Home For Sale: MLS 20121894 - 78 Canterbury Dr., Saugerties NY 12477

Open House This Sunday; 1-4PM

In the fun and charming Village of Saugerties sits a three unit multi family property, close to everything! Partially remodeled, you can move into unit one while you finish the renovations and rent out the other two! Units two and three have been remodeled with hickory cabinets and ceramic tiles. All units have separate utilities which makes things simple and easy. Also included in this sale is a four bay garage that generates an extra $150 per month, off street parking is another feature that makes this property valuable!

It is certainly nowhere as easy as going to the bank and stating your income on a piece of paper and getting approved these days. However, do not let that deter you. 

The very first thing to do when you decide to purchase a home is look at your credit report, know your credit score! if there are blemishes on your credit, you will have to fix them before you can be approved to get a mortgage. Also, if there is something on your credit that you know should not be there, you may be able to get those removed. Make sure that you leave plenty of time to fix any problems that may affect your credit score. In other words, do not check your credit and expect to fix problems in only a month, leave about six months to fix these marks before applying for a…

It is true that buying a home is cheaper than renting. Reasons for this is that home prices continue to fall and mortgage rates are at historically low levels, and rents are on the rise as more and more people are choosing rentals over buying. The prices of homes are also something to take into consideration. If home prices are on the rise, people are more likely to buy as they expect a bigger return on their investment. 

A great alternative to renting an apartment again, would be to buy a starter home. Just listed in a great neighborhood in Lake Katrine, this cute three bedroom ranch fits the bill. Close in proximity to Kingston, Saugerties and the NYS Thruway makes this a convenient choice. Whether you are using the bedrooms as an office and a guest…

If you are like most people who are interested in purchasing a home, you don’t have enough money in your savings account to cover the entire cost. As such, you will need to go through a lending institution in order to obtain the money you need to purchase your home. To ensure you get the best rate and loan possible, it would be a good idea to take steps toward improving your credit rating before you start looking into your loan options. While improving your credit rating is a process that needs to be completed over time, it really is easier than you might think to improve your credit rating. Whether looking at Maryland luxury homes or a condo in Ulster County, here are 5 tips for improving your credit rating before you purchase a home.

Tip #1: Review…

When buying or selling a house, what is the number one most important thing that we all look at, the kitchen. The kitchen is the center of the home, the place where family and friends gather for food and drink or just conversation. Even if your kitchen is tiny and only three people can fit in it at a time, it is and always will be the heart of the house. 

When you choose to start a remodel on your home, consider starting with the kitchen, it will give you the most return on your investment. However, there are a few things to consider before you start. Look at the homes in your area, go to some open houses, consult a real estate agent on what houses are selling for before you begin. If houses in your neighborhood are selling without granite, stainless…

 As banks are loosening credit, the housing crisis is expected to end this year, which is great news. This is due to the fact that mortgage lending has remained stable over the past three quarters, now in the forth, with the requirements of a credit score of 700. According to banks, they are now lending amounts up to 3.5 times borrower earnings, up from the low of 3.2 times borrower earnings. Banks are also loosening loan-to-value ratios, which Capital Economics denotes “the clearest sign yet of an improvement in mortgage credit conditions.”

With that said, if borrowing and credit conditions return to normal, maybe, just maybe, home sales will increase again!

Homes for sale!

Ulster County Executive Mike Hein is proposing a property tax exemption for first time homebuyers who move into newly constructed homes or buy used existing or renovated homes.

Ulster County Executive Mike Hein wants to keep up the momentum, by keeping first time homebuyers on the Ulster tax rolls. He's proposing to cut their property tax levy over five years by fifty percent in the first year of a newly constructed home sliding down to a 10 percent savings in the fifth year, totaling on average, more than a $1,000 in savings. The same scale would exist for the value of improvements made to existing homes.

"This is hundreds and hundreds of dollars on an annual basis to people," said Hein. "That makes a difference in making a mortgage payment, it makes a…