Found 2 blog entries tagged as buying a home in ulster county.

First time home buyer ulster countyIt is certainly nowhere as easy as going to the bank and stating your income on a piece of paper and getting approved these days. However, do not let that deter you. 

The very first thing to do when you decide to purchase a home is look at your credit report, know your credit score! if there are blemishes on your credit, you will have to fix them before you can be approved to get a mortgage. Also, if there is something on your credit that you know should not be there, you may be able to get those removed. Make sure that you leave plenty of time to fix any problems that may affect your credit score. In other words, do not check your credit and expect to fix problems in only a month, leave about six months to fix these marks before applying for a…

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Buying or selling a house is sometimes an overwhelming prospect that can leave you with stress and anxiety. Hiring a real estate agent here at Murphy Realty Group can alleviate that stress, here are some reasons why:

  1. Education and Experience - Years of training and experience makes our agents well aware of all the ins and outs of the business. Most likely, they have seen it all, which will make negotiating a breeze.

  2. Agents Act as Liaisons - There are multiple calls that need to happen, an agents phone is always ringing. Buyers and sellers can be pushy, agents will guard against bad deals. 

  3. Area Knowledge - This is an agents job...think of them as your personal concierge, especially if you are from out of town. They know the area, how to…

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