30 Spongia Road 30-34 Spongia Road, Stone Ridge
Country Charm & Rural Character, SO CLOSE TO TOWN! Towards the edge of the Hamlet of Stone Ridge is a delightfully hidden Cul-De-Sac, Spongia Rd. Large building parcels, mature trees and rock outcroppings provide maximum privacy, and blissful quiet. This charming, mid-century Cape has seen one owner since it was first built, and it has been impeccably and lovingly maintained, and systems upgraded through the years. Local stone and brick face the exterior, with standing seam metal roof, second story bedroom/loft area with private walkout deck! The main level has two bedrooms, full bathroom, dining room, cozy living room with custom stone fireplace (gas insert, could be converted back to wood) California Room off the living room has sliding glass doors that open to the roof of the garage, which was once a deck, and could be again. This all overlooks the Pond and landscaped yard, surrounded by woods. Downstairs is a fully finished basement complete with wet-bar, bathroom and shower, and walk-out access through two car garage. There is a separate 3 car garage, with knotty pine finished studio space above, all heated with hot air furnace. Easily maintained blacktop driveway, and peace of mind with whole-house generator! Minutes to the heart of Stone Ridge or High Falls, 20 minutes from Kingston or New Paltz, centrally located with a far-away feeling!
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.