19 Spike Horn Rd, SAUGERTIES
Looking for seclusion, but yet yearning the vibrant life of a small town? Look no further. This home is just a few minutes from the New York State Thruway and the quaint village of Saugerties, which is thriving with art galleries, HITS (Horses In The Sun) venue, boutique and antique shops, awesome restaurants, Kiwanis Arena, Diamond Mills hotel on the waterfalls, Cantine Field with the Garlic Festival, the Esopus Creek and much more. This beautiful property has been lovingly maintained by the owners since they built it in 1990. They raised their family there and are looking forward to start the next chapter of their lives. This home is very well appointed with a chef's kitchen to die for: ample cabinets, a central island, a pantry, concrete counter tops throughout, and a spacious breakfast nook. A formal dining room, a living room with a stone fireplace, a family room with French doors leading to a screened in enclosed porch, a half bath and an efficient laundry room complete the first floor with wood floors throughout. Upstairs, you'll find an enormous master bedroom with walk in closet and a beautiful master bath (shower has jets galore), 2 guest bedrooms, a full bath and an additional room used for extra guests (which used to be part of the humongous master bedroom but owners decided to close it off and make it an additional room: it would be very easy to reopen that partition and revert back to a supersized giant closet, should you have a collection of shoes similar to the one of a famous past First Lady). The basement has been used as a workshop by the owner for his line of work. The outdoors are divine, with lots of landscaping, flowers, trees, butterfly bushes, luscious lawns and even a pond at the forefront of the property: the pond wouldn't need much effort in taking care of the algae. This property is a pleasure to show.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.