285 Circle Road, Cragsmoor
Stepping into the double-height, south-facing living room and glimpsing the deck that stretches the full length of this house gives you the first inkling that you're entering something truly special! With a wood stove in the living room, you'll be ready to enjoy every season - and have the space to host guests (or a home office or gym or whatever you need!) with the smart layout of bedrooms, bathrooms, and "bonus spaces" spread across three floors, including a finished walk-out basement. This is the rare property that ticks all the boxes for a relaxing weekend getaway or fully functional full-time home. The current owners have made significant improvements, including a modern, eat-in kitchen opening to the deck; new oak hardwood floors, a new roof, freshly painted interior and exterior, and new gravel on the driveway. Located under 80 miles to NYC, Cragsmoor is what everyone dreams of for an historic upstate community: a 19th century mountaintop artist colony that maintains a strong sense of community OR allows you to simply tuck away in your own home and enjoy being able to walk to the Bear Hill Preserve hiking with its spectacular views or events at the library, Cragsmoor Association, Historical Society, or Stone Church. Note: the owners have been enjoying this home for their own family getaway but have also had success renting it out on Airbnb.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.