48 Main Street, Esopus
Income producing, live on one side, rent the other. Old world charm is evident in this 1875 Colonial style home. Many beautiful original details remain, original wide-board hardwood floors and woodwork are in exceptional condition. The home has been divided into two units. Currently owner occupied on one side, 3 bedrooms with 2 full baths upstairs, master en suite, additional half bath downstairs along with a full kitchen, stainless steel appliances, brand new stove, washer, and dryer, formal dining room, living room with covered back porch on 1.2 acres. Rental unit offers one bedroom, one bath and full kitchen, , private entrance and covered back porch. Current tenants are on a month to month lease paying 850.00 per month. Utilities and mechanicals are separate. Natural gas and high efficiency furnaces keep costs down. Workshop is heated and on separate electric meter. This home could easily be converted to a single family residence. There is a detached two bay garage with additional workshop previously used as a wood shop and home business. Close to NYS Thruway, Mid Hudson Bridge.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.