615 Otis Street, Kingston
More than meets the eye in this Town of Ulster Cape, featuring beautiful original woodwork and hardwood floors, 3 bedrooms, each with a walk-in closet, and 2 full baths. Charming kitchen with wood cabinets, granite counter tops and walk-in pantry. Living room opens to the enclosed, heated front porch, offering more living space. The basement has great finished space which is heated and has lots of shelves for storage. Skylights in the kitchen and baths let the natural light in The current owner has lovingly maintained this home over the past 35 years. A few other improvements a new owner will appreciate include vinyl replacement windows, central AC, blown-in insulation, automatic generator and B-Dry system. The partially fenced yard, with a covered patio and sweet shed, is the perfect place to relax or play. Located on a quiet, no-outlet street and so convenient to shopping, schools, restaurants, Midtown and Uptown Kingston, just minutes to major commuter routes and the NYS Thruway.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.