40 Elm, Saugerties
This is great opportunity to live in a spacious village home filled with character and make an income at the same time. This classic village home has a huge sun-filled accessory apartment with it's own entrance that is currently rented for additional income however could also be used as a in-law suite or a perfect home office. The property has many Victorian inspired features including a floor to ceiling bay window in the living room, decorative medallions along the roof, wide floor boards on the second floor, and circular window arches. Set on the charming and popular Elm Street in Saugerties village, you can enjoy warm evenings on the inviting front porch or entertain in the very large back yard that spans back well over 350 feet into a cluster of trees. All three bedrooms in the main house are large and the master bedroom has walk in closets as well as an extra bonus room attached that can be used as a private sitting area or home office. The kitchen is in the rear of the house behind the dinning room and is adjacent to the mudroom / laundry room and downstairs half bath. The house has a very easy natural flow. The accessory apartment is a large one bedroom with a sunny living room and an eat in kitchen. The first floor bedroom is in the accessory apartment. The house could easily be made into a single family home again if desired. This would allow someone to either use the living room and kitchen in the apartment as extra common living spaces or even other bedrooms if slightly reconfigured. There are so many possibilities.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.