12-20 Canal Road, High Falls
A tale of two houses on one unique private property, perched along its own lock on the historic D&H Canal, a short walk to the hamlet of High Falls, NY. The “Lower House” is a lovely craftsman cottage completely rebuilt and expanded in 2007, inspired by Frank Lloyd Wright’s aesthetic. The open floor plan invites gatherings as well as quiet enjoyment. Beautifully crafted details include a master bedroom suite, exposed beams, cathedral ceilings, hardwood floors throughout, a cozy yet roomy guest sleeping loft, country kitchen & art studio with utility sink and its own separate entrance. Five skylights with artful stained and leaded glass windows provide ample natural light. The picture is completed by two decks, a Japanese garden, and lush landscaping beside a natural bird sanctuary. Improvements include Icynene green insulation top and bottom; north side French drain for terraced runoff and hardie board siding for easy maintenance. The “Upper House” features expansive lawns, open, airy floor plan, country kitchen, clean lines, lots of wall space for art amidst a mid-century feel carefully joined to weathered barn wood wainscott. Improvements include Icynene green insulation (top and bottom), new septic line to tank (2017), new roof (2012), barn trim exterior, thermal windows, fresh interior paint and retiled baths. A charmed wooded path off the lawn winds to a footbridge overlooking the canal, leading to the quaint, vibrant hamlet. Abundant possibilities exist for artistry and creative endeavors, living and/or renting (each of the houses currently rents for $2,000 per month plus utilities). All this privacy without isolation awaits just 82 miles from the George Washington Bridge, five minutes from the Mohonk Preserve for hiking, biking, climbing, etc., twenty minutes to Woodstock and the Ashokan Reservoir.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.