40 Midway Park Road, Gardiner
You would be hard-pressed find a sweeter or more charming stone cottage. Set on 3 acres, with 400 feet of river frontage on the Shawangunk Kill River, there is swimming, kayaking, canoeing and fishing right in your back yard. There are extensive perennial gardens with flowers from spring to fall. All of this is on a dead end road that is little traveled. The house has 9 foot ceilings downstairs, and an amazing collection of dormers upstairs that creates eves and slanted ceilings in each of the 3 bedrooms. The 4th bedroom is conveniently on the first floor. The floors are all hardwood and ceramic. The hot water heat and the roof are fairly new. The house runs on heat pumps and electric, at an average of about $398/month. There is a basement shop with full headroom and outdoor access. This home has really great bones and amazing location. There may be more contiguous land available owned by the next door neighbor.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.